移民与留学资讯

关于BC省空中飞人医疗卡问题的讨论

因为以前在家园网上见到一个帖子,是关于一位女士在BC一年没有住够6个月,回BC生小孩后就医疗费问题被政府部门调查,至于结果如何不得而知。本人在这方面也没有经验,只能将政府的相关规定贴出来,大家一起讨论。

政府的规定见下:

Temporary Absence from British Columbia

You may be eligible to receive coverage for up to 24  consecutive months of absence while temporarily outside B.C. Approval is limited to once in five years for absences that exceed six months in a calendar year.

在暂时离开 B.C时,你可能在连续24月内离开中享受医疗福利。批准局限于5年中有1年离开超过6个月(超过六个月看来需要申请)。(本人感觉这两句话有点矛盾,请高人指点)

Residents who spend part of every year outside B.C. must be physically present in Canada at least six monthsin a calendar year and continue to maintain their home in B.C. in order to retain coverage. If you are unsure whether you will qualify for coverage during an absence or know your eligibility will end, contact MSP with details.

为了保住医疗福利,每年都要暂时离开 B.C的居民,必须一年内(一月到十二月)至少在加拿大呆够六个月,并且继续在 B.C安家。

When you stay outside B.C. longer than the period for which you are entitled to coverage, you will be required to fulfill a waiting period upon return to the province before coverage can be renewed. 

当你离开 B.C超过法定天数后,你的医疗福利只有在回到 B.C过了等待期后才被更新生效。(等待期应该是你入境的那个月剩余的天数加上两个满月的天数)。

You should be aware that your provincial coverage may not pay for all the health care costs you may incur outside the province, and the difference can be substantial. For example, B.C. pays $75 (Cdn) a day for emergency in-patient hospital care, while the average cost in the U.S. often exceeds $1000 (US) a day, and can be as high as $10,000 (US) a day in intensive care. For this reason, you are strongly advised to purchase additional health insurance from a private insurer before you leave the province, whether you are going to another part of Canada or outside the country – even if you plan to be away for only a day. See Medical Care Outside B.C. for more information.

请记住,离开 B.C发生的医疗费用,你的医疗卡不可能全额支付。上面也举了个例子。

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